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"Mr. De Sena walked me through each step." "Mr. De Sena walked me through each step of the process, and artfully negotiated 3 separate offers..." Lavella Okell-Fazio, Grass Valley, CA Read Quote > View All Quotes >
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Welcome! Here You Can Find Great Information on Nevada City, Grass Valley and Penn Valley, California Real Estate  Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. Need local real estate information? We've summarized much of what is important about the Nevada City, Grass Valley and Penn Valley real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Nevada City, Grass Valley and Penn Valley real estate agents, we have the experience and track record you are looking for. Please let us help. - The De Sena Group 
Investment Real Estate >Investing in Your Neighborhood
Some neighborhoods have the reputation of being terrific places to live, and the difference is often the investment that people make in their community. These neighborhoods embody a community spirit that reflects the pride of the people who live there. In addition to the financial investment the residents have in their property, they also invest their time by participating in local affairs.
How can you become active in your community? You can participate in your neighborhood association by volunteering to serve on committees. You can keep abreast of issues that could impact your area by testifying at hearings or writing letters to local government officials. There may be ways that you can help your neighbors if they are having a hard time with a serious illness or job loss. If your children are grown, you can make a tremendous difference by doing volunteer work in after-school tutoring programs. When some people begin to get involved in making a difference in their neighborhood, others soon follow.
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| Q |
What is a "jumbo mortgage"?
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| A |
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates. |
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