The De Sena Group Guaranteed the Sale of our House in 120 days or they would buy it for CASH!! Our house was on the market for 2 years with a local real estate company and it didn’t sell. My daughter saw The De Sena Group Guaranteed sale program on their website. The De Sena Group Guaranteed to sell our house at a price acceptable to us, in 120 days or they would buy it for CASH!! The De Sena Group’s marketing programs, quick response and extensive knowledge of the marketplace sold our house in less than 120 days, at a price acceptable to us, $675,000. Thanks for helping us with an impossible situation.
Roger and Carol Johnson
Grass Valley, CA
Carol & Roger Johnson
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Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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| Q |
What real estate board game became the best-selling game in America just one year after it was created?
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| A |
Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies. |
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